Tag: Voya

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Return of Premium Term Life Insurance Quotes

Return of premium term life insurance or ROP for short is your traditional term life insurance coverage with an attached policy rider. The rider is the return of premium feature that guarantees to refund all your money back to you at the end of the life insurance contract. Return of premium term life insurance generally comes in…

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Non-Tobacco Rates for Cigar Smoker Life Insurance

If you compare the life insurance rates of a non-tobacco user with the rates of a tobacco user, you will notice a considerable difference in price. So what if you smoke cigars, will you be considered as a smoker for life insurance rates? Short and quick answer, no. With most life insurance companies, you can…

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Preferred Life Insurance Rates for Type 2 Diabetics

Getting life insurance coverage for type 2 diabetics does not have to be a difficult process.  What can be difficult for some people, is finding the best life insurance rates for Type 2 diabetics. Getting the best rates for Type 2 diabetic life insurance coverage requires working with an independent life insurance agency, such as…

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