Tag: Smoker
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Non-Tobacco Rates for Cigar Smoker Life Insurance
If you compare the life insurance rates of a non-tobacco user with the rates of a tobacco user, you will notice a considerable difference in price. So what if you smoke cigars, will you be considered as a smoker for life insurance rates? Short and quick answer, no. With most life insurance companies, you can…
Life Insurance Health Classifications
Preferred Plus, Preferred, Standard Plus, and Standard are all terms used when describing life insurance health classifications. Life insurance health classifications are used by life insurance companies to determine your risk of insurability. The less of a risk you are to the life insurance company, the better health classification you qualify for. The life insurance…
Non-Smoker Rates for Smokeless Chewing Tobacco: Life Insurance Coverage
Is there life insurance for tobacco chewers? Do you use chewing tobacco and are looking to purchase life insurance coverage? Do you currently have a life insurance policy and were approved as a smoker because you use smokeless chewing tobacco? If so, this article will save you money on your term or permanent life insurance coverage….