Tag: Chewing Tobacco
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Non-Tobacco Rates for Cigar Smoker Life Insurance
If you compare the life insurance rates of a non-tobacco user with the rates of a tobacco user, you will notice a considerable difference in price. So what if you smoke cigars, will you be considered as a smoker for life insurance rates? Short and quick answer, no. With most life insurance companies, you can…
Life Insurance Health Classifications
Preferred Plus, Preferred, Standard Plus, and Standard are all terms used when describing life insurance health classifications. Life insurance health classifications are used by life insurance companies to determine your risk of insurability. The less of a risk you are to the life insurance company, the better health classification you qualify for. The life insurance…