Life Insurance with High Blood Pressure

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Life Insurance with High Blood Pressure
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If you have a history of high blood pressure and are looking to purchase life insurance, you can. As a matter of fact, many people are affected by high blood pressure.

We have been able to assist people living with high blood pressure get excellent rates for their life insurance with high blood pressure.

The key to getting the best rates for life insurance with high blood pressure is applying with a life insurance company that is favorable to high blood pressure underwriting. Also making sure your blood pressure is within guidelines for the life insurance company to accept you.

Taking high blood pressure medications such as Lisinopril, Metoprolol, Benazepril, etc to control high blood pressure readings is always a plus for both you and the life insurance company.

It shows the life insurance company that you have taken initiative to keep high blood pressure within normal guidelines, which can possibly lead to preferred life insurance rates.

Top Quote Life Insurance has worked with many people on getting life insurance with high blood pressure. If you have questions or need a custom quote, please contact toll-free (888) 777-7574 or send us a message below. For instant life insurance quotes, feel free to use the quote form located to the right of your screen.

High Blood Pressure Underwriting

Individuals with high blood pressure are at a higher risk for heart attacks, heart disease and even strokes making them a higher risk for the life insurance company.

In order to qualify for life insurance coverage with high blood pressure, the life insurance company will assess your risk through underwriting.

If your life insurance coverage requires you to take a medical exam, the examiner will take 3 blood pressure readings which will provide the underwriter with an average of your blood pressure.

Along with blood pressure readings, the examiner will ask if you have a history of high blood pressure as well as details as to how long you have had high blood pressure, how you are currently treating it and what medications you are currently using.

Some cases will require the underwriter to request medical records from the doctor who treats your blood pressure, in order to help with their assessment.

What's your Health Classification with High Blood Pressure?

As we discussed earlier, applying for life insurance with high blood pressure requires knowing which companies are most favorable to this risk. If you are looking to run your own life insurance quotes using our instant life insurance quote form, stick to these guidelines for picking an appropriate health classification.

Preferred Plus  – In order to qualify for this health classification, most life insurance companies require your blood pressure to fall within 135/85 with no current treatment.

Preferred – In order to qualify for this health classification, most life insurance companies require your blood pressure to fall within 146/90 with or without treatment.

Standard Plus – In order to qualify for this health classification, most life insurance companies require your blood pressure to fall within 152/92 with or without treatment.

Standard – In order to qualify for this health classification, most life insurance companies require your blood pressure to fall within 156/94 with or without treatment.

Substandard / Decline – High blood pressure readings that do not fall within the Preferred or Standard health classifications will require a Top Quote Life Insurance agent to help assist in getting an accurate quote.

Life Insurance with High Blood Pressure and No Medical Exam

If you’re unsure of your blood pressure and don’t want to take the risk of a possible substandard classification, or even worse a decline, consider applying for no medical exam life insurance coverage.

No medical exam life insurance coverage does not require you to take a medical exam. By not having to take a medical exam you are eliminating the blood pressure readings completely, as well as any need for labs.

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Jeffrey Manola

Jeffrey Manola

Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance.

Not only does he strive to provide you with the best rates for your life insurance coverage, but he also wants you to be well informed about the different types of life insurance options that are available. You will also find a significant amount of valuable information on the multiple life insurance companies that can provide you with coverage.

Jeffrey Manola is licensed to provide expert advice and help aid in the purchasing process of life insurance products. He is licensed with the National Insurance Producer Registry (NIPR) in the following states:

AL: 790866 AR: 14358927 AZ: 14358927 CA: 0K29801 CO: 531038 CT: 002536246 DC: 3000281706 DE: 3000190912 FL: W383615 GA: 3089339 HI: 482421 IA: 14358927 ID: 646048 IL: 14358927 IN: 3100885 KS: 14358927 KY: DOI-986908 LA: 758187 MA: 2045330 MD: 3000011601 ME: PRN252004 MI: 14358927 MN: 40427014 MO: 8428106 MS: 10519253 NC: 14358927 ND: 14358927 NE: 14358927 NH: 2434852 NJ: 1562332 NM: 14358927 NV: 3299018 NY: LB-1484031 OH: 1117369 OK: 100293583 OR: 14358927 PA: 740709 RI: 3000183893 SC: 14358927 TN: 2383399 TX: 1969337 UT: 648983 VA: 987464 VT: 3426230 WA: 947010 WI: 14358927 WV: 14358927

Never hesitate to reach out to Jeffrey if you need help. Top Quote Life Insurance is more than just an online quoting agency. We want to help you save money, protect your future, and earn your trust (888) 777-7574.

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Ready to Shop for Great
Life Insurance Rates?

Purchasing Life Insurance has never been easier

Or give us a call...888-777-7574