Term Life Insurance with Monthly Disability Income Rider Option

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Term Life Insurance with Disability Income Rider
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Life insurance coverage is often purchased with the intentions to provide money for your family in the event you pass away. The tax-free death benefit from a life insurance policy can provide your family with the income needed to continue the same lifestyle of living.

If life insurance coverage can provide an income after you die, could it do the same while your living? The short answer is yes it can. The days of life insurance coverage providing just a death benefit have changed with the addition of unique policy riders, such as the disability income rider.

A term life insurance quote with the monthly disability income rider requires custom quoting. Please be sure to request your life insurance quote by sending us a message or by calling us toll-free (888) 777-7574.

Monthly Disability Income from your Term Life Insurance Policy

Life insurance riders are add-ons that can take your basic life insurance policy, which provides just death benefit protection, to both death benefit protection as well as income protection.

Policy riders come in a variety of types, from free riders to riders that cost additional money and even unique policy riders that pay if you get sick from a chronic, critical or terminal illness known as living benefits.

Another unique policy rider that we wanted to share is one that can provide you a monthly income if you become disabled. The disability income rider provides an income if you become injured or disabled and cannot work, due to a covered illness or injury.

The disability income rider is a life insurance rider that should not be mistaken for a disability policy. Adding the disability income rider can make for a great alternative to a disability policy that may be too costly. The disability income rider can also be used to supplement for additional income on an active disability policy, as well as provide you with life insurance coverage.

Life Insurance Companies with the Monthly Disability Income Rider Option

The disability income rider can make for a great addition to any term life insurance policy but it’s only offered by a few life insurance companies, making it a rare policy rider.

Top Quote Life Insurance offers two of the top (A) rated life insurance companies Assurity Life Insurance and Transamerica Life Insurance that offer this rare life insurance rider on their term life insurance coverage.


Assurity Final Expense

Assurity Life Insurance offers the monthly disability income rider on their Term Life with Accelerated Underwriting coverage. The disability income rider can be added to all term lengths and will remain active until age 65.

  • Elimination Period: 90 Days
  • Maximum Payout Period: 2 Years
  • Minimum Monthly Benefit: $300
  • Maximum Monthly Benefit: $3000

Transamerica Life Insurance

Transamerica Life Insurance Monthly Disability Income Rider

Transamerica life insurance offers the option to add the monthly disability income rider on their Trendsetter Living Benefits term life insurance coverage. Trendsetter living benefit is a unique type of coverage, as it can provide tax-free income from the policy’s death benefit for any qualifying critical, chronic or terminal illness.

The living benefits coverage, in combination with the monthly disability income rider, makes this life insurance coverage truly one of a kind. The monthly disability income rider is available on all living benefit coverage lengths of 15, 20, 25 and 30 years.

  • Elimination Period: 90 Days
  • Maximum Payout Period: 2 Years
  • Minimum Monthly Benefit: $300
  • Maximum Monthly Benefit: $2000

How to get a Term Life Insurance Quote with Disability Income Rider

The monthly disability income rider is a policy rider that is available at an additional price. The instant quote form will provide you with quotes for life insurance coverage without policy riders.

Please feel free to contact us toll-free at 888-777-7574 or send us a message with your quote request, if you are interested in a quote with a disability income rider. When sending a message please include the following information:

  • Date of Birth
  • Gender
  • Tobacco Use
  • Health Issues
  • Prescriptions
  • Coverage Amount
  • Coverage Length
  • Monthly Disability Amount
Jeffrey Manola

Jeffrey Manola

Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance.

Not only does he strive to provide you with the best rates for your life insurance coverage, but he also wants you to be well informed about the different types of life insurance options that are available. You will also find a significant amount of valuable information on the multiple life insurance companies that can provide you with coverage.

Jeffrey Manola is licensed to provide expert advice and help aid in the purchasing process of life insurance products. He is licensed with the National Insurance Producer Registry (NIPR) in the following states:

AL: 790866 AR: 14358927 AZ: 14358927 CA: 0K29801 CO: 531038 CT: 002536246 DC: 3000281706 DE: 3000190912 FL: W383615 GA: 3089339 HI: 482421 IA: 14358927 ID: 646048 IL: 14358927 IN: 3100885 KS: 14358927 KY: DOI-986908 LA: 758187 MA: 2045330 MD: 3000011601 ME: PRN252004 MI: 14358927 MN: 40427014 MO: 8428106 MS: 10519253 NC: 14358927 ND: 14358927 NE: 14358927 NH: 2434852 NJ: 1562332 NM: 14358927 NV: 3299018 NY: LB-1484031 OH: 1117369 OK: 100293583 OR: 14358927 PA: 740709 RI: 3000183893 SC: 14358927 TN: 2383399 TX: 1969337 UT: 648983 VA: 987464 VT: 3426230 WA: 947010 WI: 14358927 WV: 14358927

Never hesitate to reach out to Jeffrey if you need help. Top Quote Life Insurance is more than just an online quoting agency. We want to help you save money, protect your future, and earn your trust (888) 777-7574.

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Life Insurance Rates?

Purchasing Life Insurance has never been easier

Or give us a call...888-777-7574