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Category: Life Insurance Buyers Guide

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Modified Endowment Contract
Life Insurance Buyers Guide

Is A Modified Endowment Contract (MEC) Right For Me?

Planning out your life is one of the most seemingly impossible things to do. You can’t control everything that happens, but you can certainly prepare for what could happen. That’s why purchasing a modified endowment contract may be a smart move on your end or a nightmare. A modified endowment contract is a policy for

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dave ramsey
Life Insurance Buyers Guide

Is Dave Ramsey Right About Life Insurance?

Think that all life insurance policies are the same? Not sure if your coverage is sufficient to cover your family’s needs in case of the loss of you or your spouse? Life insurance can be a daunting thing to consider. At its core, it covers two areas most of us aren’t comfortable examining: Our mortality and our

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life insurance for motorcycle riders
Life Insurance Buyers Guide

Life Insurance for Motorcycle Riders: What Rates to Expect

Motorcycle riders are familiar with the feeling of the wind whipping through their hair as they speed down the highway. There is arguably no better way to get to your destination. As fun as riding motorcycles is, though, finding good life insurance for motorcycle riders is a bit of a drag. Motorcycle riders are forced to

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single premium life insurance
Life Insurance Buyers Guide

Single Premium Life Insurance: All Premium Payments Paid at Once

When it comes to buying life insurance, you’ve got many options. As such, figuring out which policy type is the best can be tricky. How much insurance do you need? How should you space out the premium payments? Who will ultimately benefit from the money? Questions such as these are common inquiries — and for good

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irrevocable life insurance trust
Life Insurance Buyers Guide

Benefits of an Irrevocable Life Insurance Trust

Nobody likes to talk about death. Eventually, though, it’s one topic of conversation we all get to. Life insurance is a sad but necessary part of that conversation. We take out policies that protect our families, our loved ones, by paying out in the event of our deaths. Something not a lot of people know

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life insurance grace period
Life Insurance Buyers Guide

Life Insurance Grace Period: Last Chance to Pay

When it’s your life on the line, it pays not to mess around. Forgetting a payment, or not being able to meet one, is easy to do in the hubbub of modern life. This is especially true thanks to cascading debt in the average American household. Luckily, there’s such a thing as a life insurance grace

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select quotes
Life Insurance Buyers Guide

Don’t Select Quotes for Life Insurance: Ask for Help

The loss of a loved one is devastating, to say the least. Without a proper plan in place, your loved ones can find themselves in a financial debacle unable to meet their needs. Life insurance is a pledge to give financial protection to your loved ones when you’re not present to do it anymore. This

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life insurance underwriting
Life Insurance Buyers Guide

Life Insurance Underwriting: What to Expect When Applying

Are you worried about what will happen to your dependents’ financial security after you die? It’s a common concern, but there’s an easy way to ensure your family’s finances are stable. By purchasing life insurance, you can fiscally help protect your loved ones by continuing to provide for them after you’ve passed away. The process of

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Life insurance payout
Life Insurance Buyers Guide

Life Insurance Payout After Death: Claim Process & Timeline

When it comes to Americans’ top financial concerns, money after retirement leads the list, followed by other retirement-related concerns, which are long-term care and medical expenses. These concerns helped build consumer interest in owning life insurance, with 9 in 10 people agreeing on its importance. Most of the millennials (77%) now recommend owning life insurance.

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