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Category: Life Insurance Buyers Guide

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Online Life Insurance Calculator
Life Insurance Buyers Guide

How Does a Life Insurance Calculator Work?

When shopping for life insurance coverage, one vital step is to know how much you’re going to need to purchase. This process is much more than taking a guess. Settling on any random number and hoping that it will be enough is the equivalent of gambling with your paycheck, or worse, gambling with your family’s

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Life Insurance Statistics
Life Insurance Buyers Guide

Shocking Life Insurance Statistics Heading Into 2020

Insurance is one of those bittersweet concepts to most people. On the one hand, it’s one more expense to add to your neverending list of bills. On the other hand, it’s a financial safety net you need to know exists. A recent report about life insurance statistics, however, has dropped jaws to the floor across

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life insurance agent
Life Insurance Buyers Guide

Life Insurance Agents: Independent vs Captive

A life insurance agent can help you navigate through one of the most important financial decisions you’ll ever make. Most will agree it is a pretty important decision. One survey pegs the number at more than four-in-five people classify life insurance as a necessity. That said, less than two-thirds actually have it. Not having life

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Understanding how life insurance premiums work
Life Insurance Buyers Guide

Life Insurance Premiums: What are they & How are they Determined?

Do you speak life insurance? While not technically its own language, it can feel like it if you’re unfamiliar with a few of the specific terms. To help you, we’re breaking down a commonly-used piece of life insurance jargon: premiums. What are they, how much do they cost, and who has to pay them? The

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life insurance for young adults and millennials
Life Insurance Buyers Guide

Life Insurance for Young Adults & Millennials: It’s Cheap!

 What’s the similarity between home ownership and life insurance? The answer…They both play integral roles in the American Dream. After all, having either one (or better yet, both) indicates a better quality of life. That’s why those stories about millennials giving up home ownership are all but a myth. In fact, it’s thanks to them

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cost of dying without life insurance
Life Insurance Buyers Guide

The Financial Costs of Dying without Life Insurance

Your own death is already going to be hard enough on your family without them having to worry about finances and debt. But that’s exactly what would happen if you ended up dying without life insurance. Unfortunately, this is an common occurrence. Many people don’t even think of life insurance until it’s too late. This

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Life Insurance Provider
Life Insurance Buyers Guide

Simple Tips When Choosing the Best Life Insurance Provider

Thinking about buying life insurance? Have you started your search on finding a life insurance provider, but find it to be a bit of an overwhelming process? With several available life insurance providers out there how do you go about choosing the best one? While it’s great to have several choices, it can be difficult

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benefits of life insurance
Life Insurance Buyers Guide

8 Benefits of Life Insurance You May Not Have Known About

Life insurance used to be thought of as only something older people needed to worry about. This thought is far from the truth. Thanks to further education and changes in how we discuss life insurance, more people know about the benefits of life insurance. Now that more people understand the benefits of life insurance and

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Full review of the best types of life insurance policies
Life Insurance Buyers Guide

11 Best Types of Life Insurance Policies Reviewed

According to a recent survey, about 37 percent of Americans do not own any life insurance policies. One of the main reasons for this is that they think it’s either too expensive or do not understand it. There are many types of life insurance policies. Trying to figure out which types of life insurance best suit

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is life insurance taxable
Life Insurance Buyers Guide

Is Life Insurance Taxable? An Important Beneficiary Guide

Is life insurance taxable? This question is one of the most frequently asked questions when it comes to life insurance. The short answer to this very popular question is, no it’s generally not. In most cases the death benefit received from a life insurance policy is tax-free.  Keep reading to learn more about life insurance and

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