Making a decision about life insurance can have major implications on the financial future of you and your family. Some people are shocked to discover that the average funeral alone costs well over $10,000.
And that doesn’t count the medical debt and expenses many leave for their loved ones. Add in the loss of wages and an unexpected death can cause a financial crisis.
MetLife Life Insurance has long been one of the best choices for people looking for security. Their recent change to the Brighthouse Financial name has done nothing to change their legacy of service.
One of the largest and most established life insurance companies in the world, Met Life Life Insurance is a company you can trust.
Here’s why they might be the perfect match for your needs:
MetLife Life Insurance & Health Conditions
One of the unfortunate misconceptions about life insurance is that health issues can make it next to impossible. For those with health conditions often considered high risk, there is a benefit to going choosing MetLife for coverage.
MetLife is large enough to absorb the risk and provide valuable service to those with chronic illness or serious health issues. Over 30 million Americans have diabetes and MetLife is a solid choice for people suffering from the disease.
In addition to coverage for those with diabetes, MetLife also helps insure those with high blood pressure issues.
With MetLife Life Insurance you can still have great life insurance options if you have diabetes or high blood pressure.
The Best Life Insurance for Active Duty Military
Active duty military service comes with a number of sacrifices. From time away from loved ones to risking injury and death to protect our country, military service is the ultimate dedication to protecting freedom.
One major issue for active duty military members seeking life insurance coverage outside of the military is that it can be tough. Many civilian life insurance companies tend to shy away from covering active duty military due to their highly risky occupation. At a time when active duty military service members need the most protection for their loved ones, they can often experience a hard time getting coverage.
The good news is that MetLife supports their men and women serving in the military. Now operating as Brighthouse Financial, MetLife offers life insurance to active duty military members and reservists. Another reason that makes MetLife the best option for military life insurance is that fact that they do not have any war time restrictions. This means if you have orders to deploy overseas to a hot zone area, MetLife will still offer coverage.
Longevity Needs Security
Life Insurance can be a blessing or a curse for your loved ones. Beyond the issues of being uninsured or under-insured, you want a company you can trust. The beauty of Brighthouse Financial and MetLife Life Insurance is their legacy of service.
MetLife was founded in 1868 and has had millions of customers over the years. If you are concerned about a company being firmly established and solid, MetLife is a great choice.
You can have the peace of mind that comes with using an industry leader who has seen the fluctuations in the market. In terms of trust and strength, MetLife carries a high rating of A+ superior given by the A.M. Best Rating Services Inc.
Wide Range of MetLife Insurance Products
Life insurance isn’t a one size fits all situation. Every individual and family has different concerns and needs.
One of the benefits of using a recognized industry expert like MetLife Life Insurance is the different types of life insurance options.
These insurance products include Term Life Insurance, Whole Life Insurance, Universal Life Insurance, and Final Expense Life Insurance. Depending on the needs of your family, and your other financial assets, there are distinct benefits for each option.
In addition to the core products, MetLife offers a range of options for their customers. These include options without the need for a medical exam or a blood draw.
MetLife’s longevity in the life insurance business means their processes and products are tried and true. You can get fast-track life insurance without long delays and get the protection you need.
Best Value for Life Insurance
Access to online quoting tools “like the one located to the right of your screen” allow consumers to get the best pricing for life insurance. Many make their decisions based solely on price. Although this is not always bad, it may not always be the best choice.
MetLife is a different type of provider. They are not the most or even the least expensive.
But when you factor in their track record of service, core values, and customer service, they offer a great value. As discussed earlier, MetLife also comes out ahead in many situations involving risky health conditions and occupations.
Access to Cash
Another reason it is important to carefully evaluate life insurance is the potential investment value associated with your decision. Beyond protecting your loved ones, life insurance may offer you access to sound investments that grow.
None of this is as valuable if you can’t access the funds you are accumulating. With MetLife you can access your cash values in a relatively short term and use the funds for your overall portfolio.
In an era where consumers increasingly care about the values of the companies they do business with, MetLife is a great choice. You don’t just want to know that your life insurance company will take care of your loved ones.
You also want the comfort of knowing your life insurance company is working to take care of the community at large. MetLife does just that.
Purchasing MetLife Life Insurance means you will be investing in your community and supporting inclusion efforts. In 2016 alone MetLife granted over $43 million to help individuals have access to financial services.
In addition, through the MetLife Foundation over 90,000 volunteer hours were logged in 2016.
With solid core values and an investment in the community it’s easy to know that MetLife will take care of your family and loved ones when the time comes.
The Best Options
When it comes to an important decision like life insurance there’s no reason to settle for a second tier company. Life insurance is an important asset that needs to be handled professionally.
Top Quote Life Insurance is your trusted advisor and insurance provider. We even offer instant online insurance quotes.
Whether you want to know the best life insurance providers in the United States or need better information on your life insurance needs, we have you covered.
Don’t wait to secure the peace of mind you and your family deserve. Top Quote offers access to the experts who can help you get the coverage you need.