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If you are a business owner requiring a loan for your business through your bank or Small Business Administration (SBA), you may be surprised when the loan officer, or lender, requires you to purchase a life insurance policy to cover the loan amount. It is not uncommon for the bank, or SBA, to require you…
→ Read MoreDid you know that there are term life insurance policies that allow you to receive the cash from the death benefit while you are still alive? When it comes to purchasing life insurance, term life insurance is most often the popular choice due to the amount of protection you can purchase and the affordability of…
→ Read MoreIMPORTANT PRODUCT INFO! Transamerica TransACE life insurance is no longer available effective 02/05/2015. For a list of guaranteed fixed premium life insurance, please visit our review of the best guaranteed universal life insurance companies. Transamerica’s TransACE Life Insurance is permanent fixed premium universal life insurance coverage that we think our online customers should definitely know about. A Transamerica TransACE…
→ Read MoreIt can be a very overwhelming feeling when it comes to deciding what the best life insurance coverage is for you. With all the different coverage options how do you decide on one from another? This is a common concern to most people when they start their search for life insurance coverage. We want you…
→ Read MoreIf you have been declined for life insurance coverage don’t panic, there may be a possibility of obtaining coverage. From time to time even Top Quote Life Insurance will run into a case where a client will be declined for life insurance coverage. All life insurance companies view risk differently so again don’t panic and…
→ Read MoreDid you know that getting type 1 diabetes life insurance coverage is possible? Many times, type 1 diabetics who are looking for affordable life insurance coverage believe that it is next to impossible. When dealing with a life insurance agency such as Top Quote Life Insurance, we know which life insurance companies are favorable to…
→ Read MoreLooking to compare life insurance policies? We can help. Enter your ZIP code to get free quotes from multiple insurers. A new Type of Term Life Insurance Coverage Term life insurance is one of the most frequently purchased types of life insurance coverage when life insurance protection is needed. Out of all the different types…
→ Read MorePermanent life insurance, also known as guaranteed universal life insurance (GUL), is designed to provide a guaranteed lifetime of coverage protection. Permanent life insurance is often referred to as “permanent term insurance” because of its simple fixed premium feature, just as a term life insurance policy. However, unlike term life insurance, you will never need to worry…
→ Read MoreUnless you are purchasing a life insurance policy that requires no medical exam, you will be required to take a life insurance medical exam to qualify for coverage. This exam is nothing to worry about and to be honest, is quick and simple. The reason you are required to take a medical exam for your life…
→ Read MoreIf climbing to the top of Mount Everest, jumping out of planes, or swimming with sharks sounds like fun to you, you may be living what some consider a high-risk lifestyle. Since there is a higher chance of injuring yourself or worst, possible death, you may find it difficult obtaining life insurance coverage. It’s can also be…
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