How to Compare Term Life Insurance Rates Online

Whether you’re starting your search for your first term life insurance policy or looking for cheaper rates, you have come to the right place. Top Quote Life Insurance is specifically designed to provide online consumers with a safe and easy way to compare term life insurance rates, as well as instantly apply for coverage online. Term…

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Life Insurance Health Classifications

Preferred Plus, Preferred, Standard Plus, and Standard are all terms used when describing life insurance health classifications. Life insurance health classifications are used by life insurance companies to determine your risk of insurability. The less of a risk you are to the life insurance company, the better health classification you qualify for. The life insurance…

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Life Insurance with Long Term Care

When you think of Long Term Care insurance what comes to mind? If you’re thinking dollar signs, then you’re not alone. Although Long Term Care insurance provides excellent benefits, it’s generally not affordable for most people. If the cost of Long Term Care coverage is too expensive, what other options do you have? What if…

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Life Insurance for Police Officers and Firefighters

Can police officers and firefighters purchase life insurance without being penalized for their occupation? The short and quick answer is YES! Life insurance for police officers and firefighters is no different than life insurance for regular citizens.Read More: Life Insurance by Occupation There are no additional fees, extra ratings, or disqualifications being a police officer…

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Non-Smoker Rates for Smokeless Chewing Tobacco: Life Insurance Coverage

Is there life insurance for tobacco chewers? Do you use chewing tobacco and are looking to purchase life insurance coverage? Do you currently have a life insurance policy and were approved as a smoker because you use smokeless chewing tobacco? If so, this article will save you money on your term or permanent life insurance coverage….

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Term Life Insurance Conversion

Is your term life insurance coverage coming to an end? Have you had a serious change in your health that may disqualify you from purchasing new life insurance coverage? Don’t stress out just yet, your life insurance policy may have a special feature called “term life insurance conversion”. A term life insurance conversion is a policy…

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Pros and Cons of Life Insurance with no Medical Exam

When it comes to purchasing life insurance coverage one of the first steps in the application process is the medical exam. The medical exam provides the life insurance company with an insight into your medical history. Your medical history is a big factor in determining if you will qualify for life insurance coverage. Your medical…

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Life Insurance Policy Review

When a life insurance policy is purchased, most people put it away for safekeeping and forget about it. After all, now that you purchased that brand new term or permanent policy, you’re covered so what’s the point of thinking about that policy after purchasing it? You may not understand the importance of an annual life…

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Prudential Life Insurance Living Needs Benefit Rider

Prudential Living Needs Benefit Rider – Often known for its wide selection of coverage options, high-risk underwriting, and unique policy features, Prudential Life Insurance is a front runner for life insurance coverage. Recently we wrote an article discussing term life insurance companies that offer accelerated living benefits with their life insurance coverage. Featured in our article…

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Term Life Insurance Renewal

Is your term life insurance policy expiring? Did you just receive a notice from the life insurance company letting you know that you now must pay a massive amount of money to continue coverage? If your term life insurance renewal is up, don’t worry you have some very affordable renewal options. Looking to compare life…

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