Getting life insurance with a past heart condition is very possible, but you’re going to need some assistance. Depending on the severity of your past heart condition, there are several top rated life insurance companies that will approve you for both term life insurance as well as permanent life insurance coverage. Underwriting Life Insurance with a
Term life insurance is one of the best types of life insurance coverage we can recommend to anyone considering life insurance protection. Out of the three main types of life insurance coverage, which include term, universal and whole life, term insurance is the most affordable. Most life insurance companies offer term life insurance lengths up to 30
Most people are unaware of the option to purchase additional coverage for their life insurance coverage by utilizing policy riders. A life insurance policy rider is basically a form of supplemental coverage, in addition to the death benefit coverage. A life insurance policy in itself is a contract between you and the life insurance company.
Return of premium term life insurance or ROP for short is your traditional term life insurance coverage with an attached policy rider. The rider is the return of premium feature that guarantees to refund all your money back to you at the end of the life insurance contract. Return of premium term life insurance generally comes in