Life Insurance Underwriting: What to Expect When Applying

Are you worried about what will happen to your dependents’ financial security after you die? It’s a common concern, but there’s an easy way to ensure your family’s finances are stable. By purchasing life insurance, you can fiscally help protect your loved ones by continuing to provide for them after you’ve passed away. The process of…

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How much life insurance can I get?

One in four consumers in the U.S. isn’t insured. The reason? They don’t have any idea how much life insurance they need and where to get it. This is the 5th top reason why people don’t buy life insurance in the United States. It goes after the other popular reasons, such as it being expensive and being…

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Non-Participating vs. Dividend Paying Whole Life Insurance

It’s more than a little unusual to think about death, but if you were to pass away today, would your spouse, children, and any other loved ones be financially secured? Some people avoid the subject of death so strongly that they neglect to prepare for a “what if” situation. What if you were to die?…

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Life Insurance after Divorce: Helpful Policy Information

Divorce can be an incredibly complicated and difficult process. In fact, divorce is ranked as the second-most stressful situation a person can face. It’s even more stressful than going to jail or the death of a close family member! If you’re going through a divorce, your list of worries might seem endless. Where will you…

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The Facts About Life Insurance and Suicide

It’s not always easy to think about, but it’s important to know about life insurance and suicide. The suicide of a loved one is difficult enough without the problem of a denied life insurance claim. In the aftermath of a death in the family, there is sadness, anger, and grief. Then there are the practical problems of…

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Life Insurance Death Benefit: The Most Important Features Explained

If there’s one thing we know about people, it’s that they love to shop. But one thing most people dread purchasing is life insurance. There’s just something dismal about planning the financial aspects of your death. Then on the flip side, you want your family to be alright after you pass. With life insurance, you…

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What Is Insurable Interest in Life Insurance?

Life insurance is one of the most important forms of investment someone can make. It essentially ensures the financial security of anyone who depends on you. This also makes it one of the most popular types of investments since most people want to be sure their loved ones are safe no matter the circumstances. Typically,…

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Accidental Death Insurance vs Life Insurance: Key Differences

When it comes to protecting your family in the event of your demise, you want to make sure you are getting the absolute best in terms of coverage. “Life Insurance” coverage is supposed to make sure bills are paid, funeral expenses are taken care of, and that your family doesn’t have to worry about anything…

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