Life Insurance Grace Period: Last Chance to Pay

When it’s your life on the line, it pays not to mess around. Forgetting a payment, or not being able to meet one, is easy to do in the hubbub of modern life. This is especially true thanks to cascading debt in the average American household. Luckily, there’s such a thing as a life insurance grace…

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Skip the Exam: Top 5 Reasons to Buy No Exam Term Life Insurance

No exam term life insurance is quickly becoming the preferred choice when it comes to applying for a life insurance policy. Below are 5 very good reasons to consider skipping the exam and going no medical.  According to LIMRA’s 2016 Insurance Barometer Study, about 60 percent of all Americans had some form of life insurance in…

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Best Children’s Life Insurance Plans – Newborn Babies to Teenagers

There are many different opinions on the subject of life insurance for children. Some people insist that it’s a good investment, while others think it’s a waste of money. The truth is that it’s complicated. Like many other financial questions, the answers will lie in your own particular situation. Luckily, we’re here to help you…

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Life Insurance for Student Loans: Federal vs. Private

Are you a student approaching graduation with outstanding loans? Or perhaps you have a family member that is looking forward to graduating? If you have signed for a student loan, you will want to read this! Whether you are a student or the cosigner, loans can pose potential problems if you are not prepared. Life…

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An Insiders Look at Term Life Insurance Rates by Age

Most insurance agents will advise you to get a term life insurance when you’re young. And it’s for a good reason as the cost will never be cheaper as you grow older. However, people of different ages have different priorities in life. This affects when they start thinking about buying a life insurance plan. Someone who is…

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Life Insurance Underwriting: What to Expect When Applying

Are you worried about what will happen to your dependents’ financial security after you die? It’s a common concern, but there’s an easy way to ensure your family’s finances are stable. By purchasing life insurance, you can fiscally help protect your loved ones by continuing to provide for them after you’ve passed away. The process of…

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How much life insurance can I get?

One in four consumers in the U.S. isn’t insured. The reason? They don’t have any idea how much life insurance they need and where to get it. This is the 5th top reason why people don’t buy life insurance in the United States. It goes after the other popular reasons, such as it being expensive and being…

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Non-Participating vs. Dividend Paying Whole Life Insurance

It’s more than a little unusual to think about death, but if you were to pass away today, would your spouse, children, and any other loved ones be financially secured? Some people avoid the subject of death so strongly that they neglect to prepare for a “what if” situation. What if you were to die?…

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Life Insurance after Divorce: Helpful Policy Information

Divorce can be an incredibly complicated and difficult process. In fact, divorce is ranked as the second-most stressful situation a person can face. It’s even more stressful than going to jail or the death of a close family member! If you’re going through a divorce, your list of worries might seem endless. Where will you…

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