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Life Insurance Health Classifications
Life Insurance Buyers Guide

Life Insurance Health Classifications

Preferred Plus, Preferred, Standard Plus, and Standard are all terms used when describing life insurance health classifications.  Life insurance health classifications are used by life insurance companies to determine your risk of insurability. The less of a risk you are to the life insurance company, the better health classification you will qualify for. The life

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Using Life Insurance for Long Term Care Expenses
Living Benefits

Life Insurance with Long Term Care

When you think of Long Term Care insurance what comes to mind? If you’re thinking dollar signs, then you’re not alone. Although Long Term Care insurance provides excellent benefits, it’s generally not affordable for most people. If the cost of Long Term Care coverage is too expensive, what other options do you have? What if

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Life insurance for police officers and firefighters
Occupation

Life Insurance for Police Officers and Firefighters

Can police officer and firefighters purchase life insurance without being penalized for their occupation? The short and quick answer is YES! Life insurance for police officers and firefighters is no different than life insurance for regular citizens. There are no additional fees, extra ratings or disqualifications being a police officer or firefighter wanting to purchase

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smokeless chewing tobacco life insurance coverage
Life Insurance for Smokers

Non-Smoker Rates for Smokeless Chewing Tobacco Life Insurance Coverage

Do you use chewing tobacco and are looking to purchase life insurance coverage? Do you currently have a life insurance policy and were approved as a smoker because you use smokeless chewing tobacco? If so, this article will save you money on your life insurance coverage. People that chew smokeless tobacco are generally classified as

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Type 2 Diabetes

Preferred Life Insurance Rates for Type 2 Diabetics

Getting life insurance coverage for type 2 diabetics does not have to be a difficult process.  What can be difficult for some people, is finding the best life insurance rates for Type 2 diabetics. Getting the best rates for Type 2 diabetic life insurance coverage requires working with an independent life insurance agency, such as

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Term Life Insurance Conversion
Term Life Insurance Quotes

Term Life Insurance Conversion

Is your term life insurance coverage coming to an end? Have you had a serious change in your health that may disqualify you from purchasing new life insurance coverage? Don’t stress out just yet, your life insurance policy may have a special feature called “term life insurance conversion”. A term life insurance conversion is a policy

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Cheapest rates for term life insurance
Term Life Insurance Quotes

6 Tips on Getting the Cheapest Rates for Term Life Insurance Coverage

Think back to when you purchased your last vehicle, television, piece of furniture or home appliance, most likely you did some research to find the cheapest price for that particular item. In order for you to have found the cheapest price for your new item, you probably used the internet to help aid you in

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Life Insurance with no Medical Exam
No Medical Exam Life Insurance

Pros and Cons of Life Insurance with no Medical Exam

When it comes to purchasing life insurance coverage one of the first steps in the application process is the medical exam. The medical exam provides the life insurance company with an insight into your medical history. Your medical history is a big factor in determining if you will qualify for life insurance coverage. Your medical

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Life Insurance Policy Review
Life Insurance Buyers Guide

Life Insurance Policy Review

When a life insurance policy is purchased, most people put it away for safekeeping and forget about it. After all, now that you purchased that brand new term or permanent policy, you’re covered so what’s the point of thinking about that policy after purchasing it? You may not understand the importance of an annual life

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Prudential's Living Needs Benefit Rider
Living Benefits

Prudential Life Insurance Living Needs Benefit Rider

Prudential Living Needs Benefit Rider – Often known for their wide selection of coverage options, high-risk underwriting, and unique policy features, Prudential Life Insurance is a front runner for life insurance coverage. Recently we wrote an article discussing term life insurance companies that offer accelerated living benefits with their life insurance coverage. Featured in our article was

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