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no exam term life insurance
Term Life Insurance Quotes

Skip the Exam: Top 5 Reasons to Buy No Exam Term Life Insurance

No exam term life insurance is quickly becoming the preferred choice when it comes to applying for a life insurance policy. Below are 5 very good reasons to consider skipping the exam and going no medical.  According to LIMRA’s 2016 Insurance Barometer Study, about 60 percent of all Americans had some form for of life insurance

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Life insurance policy for children
Family Life Insurance

Best Life Insurance Policy for Children & Newborn Babies

A life insurance policy for children and newborns is a very difficult subject to discuss. No parent wants to think about it so early in a child’s life. But the National Funeral Directors Association says the average cost of a funeral in 2014 was $7,181. This is a reasonable sum of money. However, taking out

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life insurance for student loans
Family Life Insurance

Life Insurance for Student Loans: Federal vs. Private

Are you a student approaching graduation with outstanding loans? Or perhaps you have a family member that is looking forward to graduating? If you have signed for a student loan, you will want to read this! Whether you are a student or the cosigner, loans can pose potential problems if you are not prepared. Life

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term life insurance described
Term Life Insurance Quotes

Term Life Insurance Described: Your Top Questions Answered

Don’t know where to start when it comes to life insurance? You can find all the answers to your questions about term life insurance described here. Term life insurance means you pay a fixed payment over a set period of time, usually monthly for a period of 10, 15, 20 or 30 years. If you die during

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term life insurance rates by age group
Term Life Insurance Quotes

An Insiders Look at Term Life Insurance Rates by Age

Most insurance agents will advise you to get a term life insurance when you’re young. And it’s for a good reason as the cost will never be cheaper as you grow older. However, people of different ages have different priorities in life. This affects when they start thinking about buying a life insurance plan. Someone who is

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select quotes
Life Insurance Buyers Guide

Don’t Select Quotes for Life Insurance: Ask for Help

The loss of a loved one is devastating, to say the least. Without a proper plan in place, your loved ones can find themselves in a financial debacle unable to meet their needs. Life insurance is a pledge to give financial protection to your loved ones when you’re not present to do it anymore. This

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life insurance underwriting
Life Insurance Buyers Guide

Life Insurance Underwriting: What to Expect When Applying

Are you worried about what will happen to your dependents’ financial security after you die? It’s a common concern, but there’s an easy way to ensure your family’s finances are stable. By purchasing life insurance, you can fiscally help protect your loved ones by continuing to provide for them after you’ve passed away. The process of

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Life insurance payout
Life Insurance Buyers Guide

Life Insurance Payout After Death: Claim Process & Timeline

When it comes to Americans’ top financial concerns, money after retirement leads the list, followed by other retirement-related concerns, which are long-term care and medical expenses. These concerns helped build consumer interest in owning life insurance, with 9 in 10 people agreeing on its importance. Most of the millennials (77%) now recommend owning life insurance.

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how much life insurance can i get
Life Insurance Buyers Guide

How Much Life Insurance Can I Get & The Rule of Thumb Theory

One in four consumers in the U.S. isn’t insured. The reason? They don’t have any idea how much life insurance they need and where to get it. This is the 5th top reason why people don’t buy life insurance in the United States. It goes after the other popular reasons such as it being expensive

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