Top Quote Life Insurance Blog

Categories
group term life insurance
Business Life Insurance

Benefits & Disadvantages of Group Term Life Insurance

Do you know that life insurance can protect your family from financial stress? According to a 2016 report, 37% of American families have no life insurance. Further, 62% of those without life insurance said they would be in immediate financial trouble if the primary wage earner died. Group term life insurance is one way people

Read More »
USAA life insurance
Best Life Insurance Companies

USAA Life Insurance Review 2020

Serving in the military is a patriotic and honorable occupation. But it’s definitely not always the safest job someone could choose. Especially if you have a family who depends on you financially. What happens to your family if something horrible happens to you? That frightening reality is why every service member should have life insurance.

Read More »
veterans life insurance
Military

Find Veterans Life Insurance: Coverage After the Military

Adapting to civilian life can be hard. Between reconnecting with friends and family, finding a job, and establishing a civilian routine, leaving the military brings a lot of unique challenges. Among these challenges is finding new life insurance. Your family has worried enough while you were on deployment. They shouldn’t have to worry if the

Read More »

Globe Life Insurance Review of 2020

No medical exams required Competitive final expense coverage High industry ratings Good option for applicants with riskier health conditions Simple application process Limited coverage options Limited death benefit Expensive compared to other companies Rates increase every 5 years on their term insurance Numerous customer complaints Not the best option for healthy people Costs much more

Read More »
AAA Life Insurance
Best Life Insurance Companies

Triple AAA Life Insurance Review 2020

Choosing your life insurance policy is one of the most important choices you’ll ever have to make. You’ll need to find the right policy that will cover you for the proper amount of time and leave enough for your loved ones. And since you have dozens of options, choosing the right life insurance company is

Read More »
single premium life insurance
Life Insurance Buyers Guide

Single Premium Life Insurance: All Premium Payments Paid at Once

When it comes to buying life insurance, you’ve got many options. As such, figuring out which policy type is the best can be tricky. How much insurance do you need? How should you space out the premium payments? Who will ultimately benefit from the money? Questions such as these are common inquiries — and for good

Read More »
no questions life insurance
Guaranteed Issue Life Insurance

No Questions Life Insurance: No Health or Medical History Asked!

Life insurance is a tricky topic for most people. None of us want to leave our loved ones without enough money to cover our funeral and burial costs. But health insurance is difficult to get if you’re suffering from serious health problems. If you suffer from health issues, you may think you can’t obtain life

Read More »
irrevocable life insurance trust
Life Insurance Buyers Guide

Benefits of an Irrevocable Life Insurance Trust

Nobody likes to talk about death. Eventually, though, it’s one topic of conversation we all get to. Life insurance is a sad but necessary part of that conversation. We take out policies that protect our families, our loved ones, by paying out in the event of our deaths. Something not a lot of people know

Read More »
life insurance with pre-existing conditions
Medical Conditions

How to Shop for Life Insurance with Pre-Existing Conditions

Getting affordable life insurance with pre-existing conditions may be challenging, but it’s not impossible. In fact, 70% of Americans would consider buying a life insurance policy if they didn’t have to undergo a medical exam. When looking for life insurance for people with pre-existing health issues, take into consideration different insurance companies and compare their rates.

Read More »
life insurance grace period
Life Insurance Buyers Guide

Life Insurance Grace Period: Last Chance to Pay

When it’s your life on the line, it pays not to mess around. Forgetting a payment, or not being able to meet one, is easy to do in the hubbub of modern life. This is especially true thanks to cascading debt in the average American household. Luckily, there’s such a thing as a life insurance grace

Read More »