MetLife Supports Active Duty Military Life Insurance Coverage


Metlife Active Duty Military Life Insurance
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Since the original posting of this article there has been several changes. On 03/06/2017 MetLife discontinued all sale of their retail life insurance business. The life insurance business was taken over by Brighthouse Financial. Brighthouse Financial offers an excellent term life insurance coverage option and even offers the same military underwriting benefits that MetLife did. However, Brighthouse Financial has a minimum death benefit of $1,000,000 when applying for their term life insurance coverage.

If you are a military member looking for life insurance coverage outside of the military, please contact us as we may have alternative options. Feel free to call or send us a message at the bottom of this page with your insurance coverage needs and we will get to work. 

As a former United States Marine, I know that it can be a difficult process to get life insurance coverage outside of the military. The Service Members Group Life Insurance (SGLI) program is a great benefit provided to our military members, but it limits the amount of life insurance coverage you can get at $400,000. What options are there if you need more?

At the start of the 2001 War in Afghanistan, it was near impossible to get any life insurance company to underwrite an active duty military life insurance policy. With many soldiers deploying overseas to the Middle East to fight in the war on terror, life insurance companies considered all military personal to be too large of a risk to insure.

Fast forward to present time, and you can now find a handful of life insurance companies that will consider underwriting an active duty military life insurance policy. However, if you have orders to deploy or even in some cases work in a high risk MOS, you can find yourself once again having a very hard time getting a life insurance policy outside of the military.

MetLife will consider all active duty military for life insurance coverage with or without orders to deploy overseas! Top Quote Life Insurance proudly offers MetLife life insurance coverage. If you are active duty military or a reservist and would like help exploring additional life insurance coverage, call us toll free 888-777-7574 and we will help assist you. 


MetLife is Proud to Serve Their Military Members

Our military members are very important and deserve the life insurance coverage they need to protect their loved ones and MetLife recognizes that. We wanted to shine the spotlight on MetLife for their support and willingness to underwrite both reservist and active duty military life insurance coverage, regardless of your deployment status.

MetLife even promotes that if you are a member of the U.S. military you could be eligible for life insurance coverage with no war restrictions or no war-zone exclusions even if you have current orders to deploy to a war-zone. To our knowledge, we do not know of any other non-military life insurance company that will underwrite life insurance when deploying to or war zone or hot zone other than MetLife Insurance.


MetLife Life Insurance Coverage Options for Military Members

MetLife offers a wide array of very affordable life insurance products such as term life, fixed premium universal life and whole life insurance. Anyone of these life insurance coverage options can be very helpful in supplementing your current life insurance coverage that is provided by the SGLI.

TERM LIFE INSURANCE: MetLife offers term life insurance in fixed premium lengths of 10, 15, 20 & 30 years with a minimum coverage amount of $100,000. Along with very affordable rates, MetLife term policies have optional policy as well as a conversion feature that allows you to switch to permanent life insurance plan without the need of medical underwriting.

GUARANTEED UNIVERSAL LIFE: One of the permanent life insurance options offered by MetLife is their guaranteed universal life insurance. GUL is fixed premium permanent life insurance. Once you purchase this type of life insurance coverage you will never need to worry about the price changing or ever having to go through medical underwriting again. Like MetLife’s term coverage their GUL coverage also has optional policy riders that you can add to your coverage. The minimum amount of coverage available for MetLife’s GUL is $50,000. For a quote please call.

WHOLE LIFE INSURANCE: A second type of permanent life insurance offered by MetLife is their whole life insurance. Whole life insurance offers fixed premiums as well as guaranteed cash values. Whole life insurance also has the potential to earn dividends which can be used as cash, reduced premiums or paid up insurance. For a quote please call.


We Can Help with Active Duty Military Life Insurance Coverage

MetLife supports their troops and so does Top Quote Life Insurance. If you serve in the U.S. military and have questions about life insurance or need help in getting additional coverage, please feel free to call us toll free 888-777-7574.

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Metlife Supports Active Duty Military Life Insurance Coverage by Jeffrey Manola Top Quote Life Insurance

Jeffrey Manola

Jeffrey Manola

Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance.

Not only does he strive to provide you with the best rates for your life insurance coverage, but he also wants you to be well informed about the different types of life insurance options that are available. You will also find a significant amount of valuable information on the multiple life insurance companies that can provide you with coverage.

Jeffrey Manola is licensed to provide expert advice and help aid in the purchasing process of life insurance products. He is licensed with the National Insurance Producer Registry (NIPR) in the following states:

AL: 790866 AR: 14358927 AZ: 14358927 CA: 0K29801 CO: 531038 CT: 002536246 DC: 3000281706 DE: 3000190912 FL: W383615 GA: 3089339 HI: 482421 IA: 14358927 ID: 646048 IL: 14358927 IN: 3100885 KS: 14358927 KY: DOI-986908 LA: 758187 MA: 2045330 MD: 3000011601 ME: PRN252004 MI: 14358927 MN: 40427014 MO: 8428106 MS: 10519253 NC: 14358927 ND: 14358927 NE: 14358927 NH: 2434852 NJ: 1562332 NM: 14358927 NV: 3299018 NY: LB-1484031 OH: 1117369 OK: 100293583 OR: 14358927 PA: 740709 RI: 3000183893 SC: 14358927 TN: 2383399 TX: 1969337 UT: 648983 VA: 987464 VT: 3426230 WA: 947010 WI: 14358927 WV: 14358927

Never hesitate to reach out to Jeffrey if you need help. Top Quote Life Insurance is more than just an online quoting agency. We want to help you save money, protect your future, and earn your trust (888) 777-7574.

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Life Insurance Rates?

Purchasing Life Insurance has never been easier

Or give us a call...888-777-7574