Aflac life insurance is one of the most prominent insurance companies in the United States. Currently, more people in the U.S. receive voluntary life insurance coverage from Aflac than any other company. Aflac supplementary policies are generally only available through employers.
When searching for the right plan, it is so important to find a company you can rely on. Because there are so many options, it’s valuable to be able to compare insurance quotes all from one convenient location.
Top Quote Life Insurance is the perfect place for you to get the information you need. With our quote comparison tool, you will have everything you need to choose the right policy for you and your family.
Term Life insurance policies offer your family security and protection. Aflac life insurance could be the perfect choice.
Could Aflac life insurance be the right plan for your family? Keep reading to learn about how Aflac will help insure you and your family!
Aflac Life Insurance Company
If a quacking duck comes to mind when you read the name Aflac, you are not alone!
Since January 1st, 2001, The Aflac Duck has been a central element of Aflac’s international advertising campaigns. Appearing in over 70 comedically distinctive commercials, The Aflac Duck helped it’s brand to become one of the most recognizable in the entire world.
While advertising magic might have had something to do with generating interest in the brand; Aflac is a popular insurance provider known for offering the people and businesses it serves with exceptional insurance coverage.
Today, more than 50 Million people rely on Aflac for insurance coverage. The company operates in all 50 U.S. states as well as several international markets such as Japan.
Aflac life insurance is a trusted form of coverage which more U.S. workers rely on than any other on-the-job projection. Most of the people who receive insurance coverage from Aflac purchase a policy through their job.
In the United States, Aflac is a trusted provider of the following types of insurance:
- Short-Term Disability
- Life (term, whole)
- Critical Illness
- Hospital Intensive Care
- Hospital Indemnity
Aflac’s Insurance Ratings
In the United States, all insurance companies are rated independently. These insurance ratings can be used to evaluate an insurance provider and determine if it is a safe company to place your trust into.
You can learn more about Aflac’s financial strength ratings and insurer credit ratings on their website.
- A.M. Best ranks Aflac A+ for financial strength
- Fitch ranks Aflac A+ for financial strength
- Moody’s ranks Aflac Aa3 for financial strength
- Standard and Poor’s ranks Aflac A+ for financial strength
All of the independent raters view Aflac as being a stable company with a positive outlook for future credit. This means Aflac is seen as a company which is secure and stable, a great choice for insuring you or your family.
Aflac Life Insurance Policies
Aflac offers comprehensive term life, universal life and guaranteed life insurance policies.
Term Life Insurance with Aflac:
- Available in 10-, 20- and 30-year terms.
- Term life insurance policies may be purchased from 18-68 years of age.
- These policies offer benefits of $50,000-$200,000 upon death.
Universal Life Insurance with Long Term Care Benefits:
- Universal life insurance allows more flexible premiums and benefits upon death.
- May provide up to $300,000 in coverage.
- These policies also include provisions to support long-term care benefits which could be used to pay for nursing homes or assisted living facilities.
Guaranteed Issue Life Insurance Policy:
As the name suggests, a guaranteed issue life insurance policy may not be rejected because of a preexisting medical condition which may have limited your ability to purchase other forms of insurance.
If you have been diagnosed with:
- Heart Conditions
Or any other major medical condition, purchasing a guaranteed issue life insurance policy may be your best option for securing coverage. These plans offer the greatest amount of security to those who are already considered at-risk by many insurance providers.
Portable Life Insurance
In most cases, it is not possible to transfer a life insurance policy purchased through your employer to a new job. With Aflac, you don’t have to worry about this as it is likely you will still be able to transfer your existing policy to your new place of employment.
This is one more reason purchasing a policy through Aflac might be the perfect choice for offering you the safety and security you need to protect your family.
Aflac Juvenile Life Insurance Coverage
Aflac is one of the only companies to offer life insurance policies to those under the age of 18. These policies are only valid until the age of 18 and then must be converted to normal term, universal or guaranteed plans.
Nonetheless, for many families, purchasing a juvenile policy is the best option. Aflac is proud to offer these solutions to families across the United States.
Final Thoughts on Aflac Life Insurance
Aflac is an extremely well-respected insurance provider. The top insurance rating organizations all have a favorable view of this company.
Over 50 Million people are already proud to receive their life insurance through this brand. That number continues to rise as Aflac is committed to offering new insurance programs which benefit the way Americans work and enjoy their time.
Though Aflac offers comprehensive life insurance options. However, many of these options are only available through your employer, and as a result, this may not be the best option for your family if you’re looking for an individual policy.
The absolute best way to determine if Aflac life insurance is right for you is to fill out an application and begin to compare various options and rates.
With Top Quote Life Insurance, you can compare insurance quotes from Aflac instantly!
Top Quote Life Insurance Has You Covered
Did you know you can complete your entire life insurance application process online?
With Top Quote Life Insurance, you can compare all the top life insurance policies from brands like Aflac to determine which is the best choice for you and your family.
Contact us today and receive your instant online life insurance quote!