AIG vs. American National: Top Life Insurance in 2024
In a comparison of AIG vs. American National life insurance companies, AIG came out on top. AIG offers more affordable rates to men and women of various ages. American National and AIG are identically rated by A.M. Best. However, both companies are also unaccredited by the Better Business Bureau.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
UPDATED: Mar 13, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Mar 13, 2024
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- AIG offers more affordable rates than American National to women of various ages
- AIG offers more affordable rates than American National to men of various ages
- The two companies received an identical rating from A.M. Best
There is no shortage of options when it comes to life insurance providers. Unfortunately, this can make choosing one quite difficult. Today, we’ll be focusing exclusively on AIG vs. American National Life Insurance Company.
In our AIG vs. American National Insurance Company (ANICO) review, we will cover company pricing, company ratings, and types of coverage.
Prior to diving into our AIG vs. American National comparison, type your ZIP code into our free and helpful tool above to find the cheapest life insurance quotes in your area.
AIG vs. American National: Which company offers more affordable rates to men?
When doing a life insurance company comparison, many people want to know about price before anything else.
Let’s take a look at a table that compares the rates offered to men of various ages by American National and AIG (American General).
| Age of Male Non-Smoker | AIG Average Monthly Rates $100,000/20-year | American National Average Monthly Rates $100,000/20-year |
|---|---|---|
| 25 | $10.94 | $15.98 |
| 30 | $10.94 | $16.16 |
| 35 | $11.17 | $16.68 |
| 40 | $14.14 | $21.51 |
| 45 | $17.59 | $30.76 |
| 50 | $26.16 | $43.63 |
| 55 | $37.26 | $65.06 |
| 60 | $55.75 | $108.95 |
| 65 | $99.29 | N/A |
If you’re concerned about affordable AIG vs. American National life insurance quotes, American National is the more expensive company in every category.
Compare AIG vs. American National life insurance rates for a 60-year-old man, for instance, where American National is over $53 more expensive per month than AIG.
Let’s now move on to the rates offered to women and see if your choice between AIG vs. American National life insurance becomes even more clear.
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Which company offers more affordable rates to women?
We’ll now compare the rates offered to women of various ages by AIG and American National.
AIG vs. American National Average Monthly Life Insurance Rates for Women 2021| Age of Female Non-Smoker | AIG Average Monthly Rates $100,000/20-year | American National Average Monthly Rates $100,000/20-year |
|---|---|---|
| 25 | $10.60 | $14.17 |
| 30 | $10.69 | $14.17 |
| 35 | $11.07 | $15.81 |
| 40 | $11.50 | $19.18 |
| 45 | $14.42 | $24.80 |
| 50 | $19.81 | $33.61 |
| 55 | $27.46 | $47.17 |
| 60 | $47.89 | $75.77 |
Is American National still the more expensive company? Yes. As it turns out, American National is once again more expensive than AIG in each category.
For instance, if a woman is 60, she would be paying about $28 more per month if she chose American National over AIG.
Now, let’s wrap up with AIG and American National ratings.
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AIG vs. American National: Which company is more well-reviewed?
Now we’re going to analyze AIG and American National ratings given by the Better Business Bureau (BBB) and A.M. Best.
These ratings give consumers comfort and confidence that a life insurer has a solid financial foundation and good relationships with its customers.
The BBB scale ranges from “A+” down to “F.” AIG received the Better Business Bureau’s lowest rating of “F” and also lacks accreditation.
How did American National fare in comparison? Unfortunately, American National is not rated and also lacks accreditation. Let’s see if A.M. Best can help us determine a winner.
A.M. Best’s Financial Strength Rating (FSR) scale is slightly different in that it ranges from “A++” down to “D.”
AIG received a rating of “A” (Excellent). How did American National’s rating compare? American National received an identical rating of “A.”
In short, AIG won this comparison. However, it was solely for the affordable rates offered to men and women of various ages.
Don’t let your life insurance comparison stop with AIG vs. American National. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.
Read more:
- AIG vs. Lincoln: Top Life Insurance
- AIG vs. Lincoln: Best Choice for Life Insurance
- AIG vs. MassMutual: Top Life Insurance
- AIG vs. Mutual of Omaha: Top Life Insurance
- AIG vs. Nationwide: Top Life Insurance
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- AIG vs. Securian Financial: Top Life Insurance
- American National Life Insurance Company Review
Frequently Asked Questions: AIG vs. American National
Still not sure if you should buy AIG vs. American National life insurance? What follows are a few commonly asked questions about AIG and American National.
#1 – Can I buy AIG stock or AIG auto insurance?
Yes, AIG has auto insurance available and its NYSE ticker is AIG.
#2 – What is the American National life insurance phone number?
To pay your bill or obtain policy information, call (800) 899-6519.
#3 – Do these companies have apps?
Yes, and they are as simple as typing in your AIG login or American National login.
#4 – Is there AIG retirement?
Yes. AIG retirement services can help you plan for your financial future.
#5 – Can I get an American National annuity?
American National has a selection of annuities to choose from.
Your one-stop online guide for life insurance quotes. Get free quotes now!
Secured with SHA-256 Encryption
Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.